Renter’s Insurance
What to Expect
Your insurance should match your lifestyle. That’s why we offer renters insurance designed specifically for Chicago residents—coverage that helps protect your personal belongings and provides valuable liability protection while you rent. We take the time to understand your situation, then compare options from several highly rated insurance companies to find a policy that fits your needs and budget. The result is simple, reliable protection, so you can feel comfortable knowing you’re covered where it counts.
Liability
Personal Liability Coverage helps protect you if you are legally responsible for injuries to others or damage to their property that occur inside your unit or result from your personal activities. It may help pay for legal defense costs, settlements, or judgments, providing important financial protection beyond the condominium association’s master policy.
Personal Property
Personal property helps protect your belongings—like furniture, clothing, electronics, and household items—if they’re damaged or stolen due to a covered loss, such as fire or theft. Coverage typically applies both inside your rental and, in some cases, when your belongings are away from home, subject to policy limits and terms.
Additional Living Expense
Additional living expense coverage helps pay for the extra costs of living elsewhere if your home becomes uninhabitable due to a covered loss. This may include temporary housing, meals, and other increased living expenses while your home is being repaired or rebuilt.
Medical Expenses
Medical expense coverage helps pay for reasonable medical expenses if a guest is injured on your property or as a result of your personal activities, regardless of fault. It is intended to address minor injuries quickly and may help prevent larger liability claims.
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