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Condominium Insurance

Let your local Chicago independent broker do the work for you saving you time and money.

The master condo policy typically protects only the shell of your unit, leaving your personal property and the unit interior at risk. We’ll make sure you understand your bylaws and have the protection you need.

Condominium insurance is unique. Your condo insurance policy covers your personal property and liability, as well as any additions, alterations and improvements you make to your unit that are your responsibility based on the condo association agreement.

Optional loss assessment coverage is also available to protect you against certain assessments that may be levied by the association. You would be compensated for additional living expenses incurred should you need to vacate your condo after a covered loss. Let Truska Insurance help you find the right amount of coverage to suit your insurance needs in Chicago, IL. Call us today at 312-802-8817.

Illinois, Michigan, Missouri – What you need to know about condo insurance

Condo insurance provides coverage for your personal property and much more. For a few more dollars, you can elect to carry Full Value Personal Property which ensures that you are reimbursed full replacement value without regard for depreciation after a covered loss.

If you have upgraded cabinets or put in hardwood floors, condo building item coverage protects these investments. Be sure to consult your HOA agreement to determine what the Association policy covers and what you are responsible for.  If common areas are damaged, your condo association may levy assessments against all the owners to pay the deductible on their association policy.

Various limits of loss assessment coverage are available. Be sure to consult the HOA agreement to determine the potential for such assessments. Truska Insurance can help you determine your coverage needs to make sure you’re properly covered. Call us at 312-802-8817 online at

Protect yourself and your guests

Your condo insurance policy protects you and your family members against bodily injury and property damage liability claims and any litigation that may result subject to the limits you select. In addition, you can select medical payments coverage which will pay for medical expenses incurred by a visitor who is injured at your residence regardless of fault. Various limits are available.

Extra coverage doesn’t have to cost a lot

Many people supplement their condo insurance coverage with personal umbrella liability insurance for broader protection. If you have special valuable items such as jewelry, art, antiques or collectibles, ask about our Valuable Articles option which provides broader coverage and no deductible in the event of a covered loss.

Find unique insurance that is right for your condo

Contact Truska Insurance to identify the best combination of coverage, value, and price for you. We can help make sure your condo insurance continually meets your needs. Call us at Truska Insurance Agency, Inc. 312-802-8817.

Complete Insurance Services

Risk Identification and Analysis

At Truska Insurance, our primary goal is the provide you with trustworthy, dependable, and reputable insurance services that align with your objectives.

Full Claims Management
Representing your interests at every step while serving as your liaison and advocate with carriers, we’re your determined client advocate.

Client Advocacy

From contract reviews to onsite training and claims advocates to guide you every step of the way, we’ll help develop a holistic plan that lets you manage and mitigate risk with confidence.

Ongoing Service Commitment

Through our annual coverage reviews and comprehensive re-marketing efforts, our best-in-class brokers and account managers provide cost-conscious solutions for you.

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