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General Liability

This type of liability insurance coverage helps protect your business from claims of bodily injury or property damage that can come up during regular business operations.

Who Needs General Liability Insurance?

Commercial general liability insurance protects your business in the event that someone makes a claim against it for bodily harm or property damage. On a daily basis, your company touches the lives of many people, including contractors, clients, customers, and the general public. And, at any given point, one or several of these people could claim that your business has caused them bodily injury or property damage and initiate legal recourse. Truska Insurance helps you prepare and protect against these types of risks with our wide range of general and business liability insurance solutions.​


Who Needs General Liability Insurance?

Commercial general liability insurance helps cover the costs of claims made against your business by people who experience physical injury or property damage while on your business premises, while your employees engage in their work duties, or while using your products. Those costs can include legal defense, judgment, or settlement. If you or your employees interact with customers face-to-face, have access to customers’ property, advertise or market your services, work on job sites or enter into contracts that require general liability coverage, then commercial general liability insurance is right for you.​


What Does Commercial General Liability Insurance Cover?

Commercial general liability business insurance covers a variety of claims for damages that can result from:​


  • Injuries that happen on your property, such as those from slips or falls

  • Bodily injury or property damage to a third party caused by your work, products, or your employees' activities

  • Liability of others assumed in specifically defined contracts

  • Libel, slander, or business disparagement

  • Copyright infringement in your advertisement





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