Business Lunch


Fine Dining | Fast Food | Catering | Bakery | Coffee Shop | Food Truck | Home Based

From accidental fires to slip-and-fall injuries, your restaurant needs protection against loss from a variety of risks. Truska Insurance and our restaurant partners offer comprehensive business insurance to help protect your business and hard work against unexpected events.


When choosing insurance for your restaurant, you need both flexible and comprehensive coverage. That’s why Truska’s insurance package for restaurants includes essential property and liability coverage, providing coverage against various perils and scenarios.

Property Insurance Advantages

  • Personal effects and property of customers, including theft

  • Accidental discharge of automatic cooking protection systems

  • Spoilage of refrigerated property in the event of a power failure

  • Back-up of sewers and drains

  • Computers and media

  • Employee dishonesty

  • Seasonal increase of business personal property limit of insurance

  • Credit card slips

  • Fine arts

  • Extra expense insurance to help cover costs over and above normal expenses if you’re forced to rent additional equipment or space to restart or continue your operations due to an insured loss.

  • Outdoor signs

  • Ordinance or law to help cover increased construction or demolition costs and contingent liability

  • Equipment breakdown should an electrical or mechanical breakdown result in property damage.

General Liability Insurance Options

  • Bodily injury and property damage to help cover claims arising from your business operations

  • Medical payments to help cover payments arising from injuries to others that occur on your business premises or as a result of your business operations

  • Products liability to help cover claims arising from your business operations

  • Additional insureds

  • Fire damage legal liability, including fire, lightning, and explosion


Here are some of the discounts that help to bring down your insurance costs.



Food safety training helps keep customers safe and prevent foodborne illnesses based on a set of guidelines to improve safety and hygiene in the food preparation process.



TIPS offers skills-based training and tools to meet your business needs that are designed to prevent intoxication, underage drinking, and drunk driving.

Cooking Lunch


Get Your Home Kitchen Certified for the Production of Food for the public.

I have worked with Truska Insurance Agency for over ten years and find their service and expertise to be outstanding.  Robert is extremely knowledgeable and highly responsive to my insurance needs.

Gregg W.

NFL Coach