Modern and luxurious master bedroom with views of Chicago and Lake Michigan. Condo or Hote

CONDOMINIUM COVERAGE

ADDITIONS & ALTERATIONS

A condo unit owner’s policy can also provide coverage in other situations as well. According to your condominium declaration and/or bylaws, and/or the state where you live, you may be responsible for interior parts of your unit such as glass, walls, and doors. Additions, alterations, and other improvements to your unit can also be covered up to the dwelling coverage limit.

PERSONAL PROPERTY

Personal property coverage can help you pay for the personal items in your home that may be damaged or destroyed by a covered cause of loss, which could include your furniture, clothes, sporting goods, and electronics. Special limits of liability may apply to certain items.

LOSS ASSESMENT

Generally, condominium insurance can provide up to $1,000 of protection if damage to commonly owned property exceeds the coverage in the condominium association’s insurance policy. If your condo association assesses all unit owners for the additional loss (or for personal liability claims against the association), this coverage can help. This amount may be increased.

PERSONAL LIABILITY

Personal liability coverage can help protect you in the event of a claim. It also helps cover related costs if a legal suit is brought against you or a member of your household for bodily injury or property damage to others.

ID THEFT

Falling victim to identity fraud could tarnish your name, ruin your credit, compromise your financial and medical history, or drain your assets. Once the damage is done, the road back to restoring what was yours can be both time-consuming and expensive.  TIA identity fraud expense reimbursement coverage can cover expense reimbursements up to $25,000.

Concrete Wall

CONDO DISCOUNTS

Multi-Policy

Discount

On average, save up to 12% on home insurance when you have an auto policy and three other policies.

1

2

Condo Buyer

Discount

Available to customers who have purchased their home within 12 months prior to the policy effective date.

3

Loss Free

Discount

Available to customers who have purchased their home within 12 months prior to the policy effective date.

I have worked with Truska Insurance Agency for over ten years and find their service and expertise to be outstanding.  Robert is extremely knowledgeable and highly responsive to my insurance needs.

Gregg W.

NFL Coach