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The Dirty Secrets of Filing a Claim

File a Claim

Life is unpredictable and unexpected, but we are here to help.

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If You Have a Property Loss

  • Make temporary repairs to prevent further damage (board up broken glass, etc.)

  • Call qualified restoration company, if needed

  • Take photos if possible of all incurred damage

  • Retain receipts and invoices from service providers

  • Contact Truska Insurance for consultation on next steps

If You Have a Collision Loss

  • Contact local authority to document the incident

  • Take photos if possible

  • Collect pertinent information from all parties involved

  • Retain receipts and invoices if applicable

  • Contact Truska Insurance for consultation on next steps

 

If You Have a Comprehensive Loss

  • Arrange for the necessary service provider

  • Retain receipts and invoices

  • Take photos

  • Contact Truska Insurance for next steps

If you have a Business Losses

  • Contact Truska Insurance for further consultation at 312-802-8817

Claim Best Practices

  • Never speculate or volunteer extra information

  • Never admit fault

  • Never negotiate with anyone

  • Never sign any documents

  • Less talking more photos

Take advantage of our convenient online reporting and get the claims process started immediately by just answering a few questions.

How The Home Insurance Claim Process Works
Owning a home can mean dealing with the unexpected – from a tree falling on your roof to a pipe bursting in your bathroom. Because you likely can’t prevent all unwanted surprises, knowing what to expect if you have a homeowner’s claim can help give you some peace of mind.
What to Do If You Are In A Car Accident
Being involved in a car accident can be a stressful and daunting experience, and a time when you may not be thinking straight or in full control of your faculties. Being prepared beforehand with the proper items, as well as knowing what to do afterwards with some simple and easy-to-remember steps, can help you stay safe, and ensure you get the information you need from the scene, including information that may help to protect yourself from liability.
Claim Reporting Next Steps
You called the insurance company and reported you loss, now what?  Navigating the claim process can be rather daunting, but it is much easier if you know what's ahead.  Learn about what's next after you file a claim by clicking on button below.
Will My Rate Increase if I File a Claim?
If you file a claim and the insurance company makes a payment, it is very likely that your premium will increase. While it is difficult to determine exactly how much your rate increase will be, our average auto premium increase as a result of claim activity is 35% if you are found to have caused the accident. In all other situations, including comprehensive claims, the average premium increase is typically 15%. 
 

1-800-252-4633

1-866-336-2077

1-800-327-3636

1-800-421-3535

877-262-2727

To report a claim for another insurance company, please call Truska Insurance.

312-802-8817