Your landlord’s insurance likely covers the physical dwelling where you live, but it's up to you to protect your personal property, such as your clothes, electronics, and furniture. In addition, renters may spend considerable time and money on alterations or improving their rental units. Under a renters policy, you may apply up to 10% of your personal property coverage to repair or replace improvements made by you or acquired at your expense if damaged by a covered loss.

You have a lot of things that are important to you – from your clothes and furniture to your sound system, sports gear, and computer. And you want to feel confident that everything you’ve worked for is not at risk. Let Truska Insurance help you find coverage options that protect you, your family, and your personal property. Call us at 312-802-8817 and let us help to make sure you’re properly covered.  

Chicago – What you need to know about renters insurance

Your renter's policy covers your personal property against theft or damage subject to the limits and deductibles you select. The coverage applies even when you are away from home. For a small additional premium, you can choose to carry full value coverage on your personal property, which ensures that you will be paid the full replacement cost of items that are damaged or stolen without deduction for depreciation.


We insure Illinois, Indiana, Michigan.

Your renter's insurance policy protects you and your family against certain bodily injury and property damage claims for which you are liable.  Legal defense is also provided in the event you are sued after a covered loss,  subject to the limits you have selected. In addition, you can select medical payments coverage which will pay for medical expenses incurred by a visitor who is injured at your residence regardless of fault. Various limits are available. Let Truska Insurance help you find the right amount of coverage to suit your insurance needs in Illinois, Indiana, and Michigan. Call us today at 312.802.8817.

Get the right amount of insurance coverage in Illinois, Indiana, Michigan at the best price

Whether you’re starting out, between homes, or downsizing, Truska Insurance will help you pick the renter's insurance coverage that best fits your needs. Give us a call today at 312.802.8817 and get covered. Be sure to ask about available discounts including burglar alarm credits and the account credit for customers who package auto policies with their renter's policy.

Extra coverage doesn’t have to cost a lot

Whether you’re starting out, between homes, or downsizing, we will help you pick the renter's insurance coverage that best fits your needs. If you have special valuable items such as jewelry, art, antiques, or collectibles, ask about our Valuable Articles option, which provides broader coverage and no deductible in the event of a covered loss.