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Auto Insurance

When you work with us, you get a knowledgeable and experienced personal insurance broker to help you protect your assets and the people who matter most to you.  We will tailor policy options from our extensive network of insurance carriers to best match your needs at the best premium possible.

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What Is Personal Auto Insurance?

Car insurance can help protect you from costs related to auto accidents and other types of losses, such as the theft of your car. Your car insurance policy is a contract for which you pay a certain amount or — “premium” — to your insurance company in exchange for the coverages you select.

Why Do I Need Car Insurance?

If you’re involved in an accident, you may have expenses for car repairs, property damage, medical bills, lost wages, and more. Without the coverage you need, you could have to pay those bills on your own.  In the State of Illinois, auto insurance is required by law.


Liability coverage includes both bodily injury and property damage liability coverage and is required in most states. This coverage provides compensation for injuries to others and for the damage your vehicle does to another person’s property if you cause an accident.


Uninsured/underinsured motorist coverage can help pay for damages and medical costs resulting from an accident caused by someone with no insurance or inadequate insurance coverage. In some states, it may be offered as a combined coverage, while in others, it may be offered as two separate coverages (one for uninsured and another for underinsured motorists). 


Comprehensive coverage helps pay for damage to your vehicle that is not caused by a collision. For example, theft, vandalism, hitting a deer or other animal, storms, and certain natural disasters.


Collision coverage helps pay for damage to your vehicle if your car hits another car or object, gets hit by another car or if your vehicle rolls over. This coverage is generally required if your car is financed or leased.


Personal liability coverage can help protect you in the event of a claim. It also helps cover related costs if a legal suit is brought against you or a member of your household for bodily injury or property damage to others.


Medical payments coverage protects you and passengers in your vehicle who may be injured in an accident, no matter who is at fault. It also protects you as a pedestrian.


Roadside assistance is coverage you can add to your car insurance policy to help when you find yourself stranded due to unexpected car trouble – like a dead car battery.


Extended transportation expenses coverage can cover the cost of public transportation, such as bus, train, or car service. This coverage applies to insured vehicles that are involved in a covered comprehensive or collision loss.

Home + Auto = Better Together


We will provide premium property protection for your Auto, but what about your home? Packaging the policy allows us to offer comprehensive coverage at competitive prices.

Auto Discounts
Take advantage of these valuable discounts.

Multi Policy

Good Payer


Safe Driver



Our Personal Auto Partners

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