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Commercial Auto Insurance

Putting Our Industry Experience
To Work For You.

We’re insurance experts. But we also have extensive experience across a wide variety of other industries with some of the most respected brands in the country. We bring a combination of deep industry knowledge and expert perspectives to each of our clients, regardless of the size of their organization, their insurance needs, or their industry vertical. And while every industry is different, we consistently deliver the same thing every time—an exceptional customer experience based on trust.

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What Is Commercial Auto Insurance?

Commercial auto insurance helps cover the costs of an auto accident while you or an employee uses a company-owned car for business. This coverage can help pay for property damage and medical expenses – even in the event of a fatal accident.


Commercial auto insurance can help protect your business if, for example:


  • An employee hits a pedestrian while driving a vehicle for business. The pedestrian requires medical treatment that results in costly medical expenses.

  • You swerve off the road while driving to work in a company car and take out a residential mailbox.

  • An employee drives to work in a company vehicle, hits another car and totals it.

What Does Commercial Auto Insurance Cover?

Although coverage availability and requirements vary by state, these are some of the common types of commercial auto coverage that are available to businesses.


  • Bodily Injury Liability Coverage helps pay for the other driver’s medical expenses.

  • Property Damage Liability Coverage pays for damage that you or your employees cause to someone else’s property.

  • Collision Coverage helps pay to fix or replace your business car if you hit something, like another car or pole.

  • Comprehensive Coverage can help pay for car damages caused by theft, fire, or natural disasters.

  • Medical Payments can help pay for medical expenses for your employees and their passengers in the event of an accident, such as medical treatments and rehabilitations, dental care, or funerals.

  • Uninsured/Underinsured Motorist helps pay for you or your employees’ medical expenses or to fix your car if the other driver lacks enough liability coverage.

  • Rental Car offers liability coverage while you or your employees are driving a rental vehicle for business. Many rental companies have loss damage waivers or a collision damage waiver that you can sign to avoid paying for property damage to a rental car.

  • Hired and non-owned auto offers lawsuit liability coverage if you or your employees are involved in an accident with a personal, rented, or leased car that was used for business errands. However, this type of commercial vehicle insurance coverage will not pay for damages to your car.

Get a commercial car insurance quote today to learn how you can protect your business while on the road.

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