A Business Owner’s Policy (BOP) combines business property and business liability insurance into one business insurance policy. BOP insurance helps cover your business from claims resulting from fire, theft, or other disasters. Business owner’s insurance also helps cover claims that could arise from your business operations. These include claims of bodily injury or property damage. They also include claims related to personal and advertising injury.
Check out this educational video to learn how a business owner's policy can help your business succeed.
Purchasing a BOP Policy is smart and convenient. It simplifies coverage needs by including business property insurance and business liability insurance. These are two important coverages combined into one. Our Business Owner’s Policy (BOP) offers businesses a way to save money while getting broad coverage for things like:
Our BOP policy is a more affordable option than buying separate business property and liability policies. This policy is an even smarter and more convenient choice for business owners because you can add other coverages to it. Businesses with specific needs can tailor their BOP by adding coverages, like:
General liability insurance can be purchased as a standalone policy, but most business owners opt for a Business Owner’s Policy (BOP) for more coverage. A BOP combines general liability insurance with commercial property and business income coverage into one convenient policy. With just a general liability insurance policy, you’d only be covered against claims that your business caused property damage, advertising injury, or bodily injury to someone. With a BOP, your business would be protected against more risks like fire, theft, wind and lightning, and any lost income resulting from a covered loss.
Business property insurance, also called commercial property insurance, helps protect your owned or rented building, tools, and equipment used to operate your business.
Business property insurance, also called commercial property insurance, helps protect your owned or rented building, tools, and equipment used to operate your business.
Business Income Insurance, also known as business interruption coverage, helps replace your lost income if you can’t operate because of covered property damage. This includes damage from a fire, wind or theft.
You can start a free business insurance quote online today. We’re an insurance company you can count on. We’ve been helping small businesses get their needed coverage for over 200 years. Save time and get your business insurance online today.
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