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Business Income

Business Income Insurance, also known as business interruption coverage, helps replace your lost income if you can’t operate because of covered property damage. This includes damage from a fire, wind or theft.

Business Income

Business Income  – Serving Illinois, Michigan, Missouri, Wisconsin

Business Business Income interruption coverage pays for your loss of income while you’re recovering from a covered cause of loss. Some costs that business income insurance can help pay for include:

  • Mortgage and rent payments

  • Employee’s wages and payroll

  • Loss of income during the period of restoration

  • Loan payments

  • Tax payments

Restoration Period

The restoration period for business income insurance begins when your business is physically damaged and you need to shut down. It ends when your property is repaired and ready to reopen. Our standard business income coverage has a zero-hour waiting period, which means coverage goes into effect when there’s a loss.

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