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Umbrella Insurance

When you work with us, you get a knowledgeable and experienced personal insurance broker to help you protect your assets and the people who matter most to you.  We will tailor policy options from our extensive network of insurance carriers to best match your needs at the best premium possible.

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What is Umbrella Insurance?

Umbrella insurance coverage helps protect you from the costs of covered claims when those costs exceed the limits of your home or auto policies.

An umbrella policy can help cover defense costs when you are being sued for damages to someone else’s property or injuries caused to others in an accident.

Whether it’s a serious car accident involving extensive medical bills or an incident on your property, you may quickly find yourself responsible for damages that exceed the limits of your auto, homeowners, or boat policies. That’s when an umbrella insurance policy can provide coverage beyond the limits of your primary coverage.

Umbrella insurance can help provide coverage for the following:

  • $1 million to $10 million of liability can help protect assets such as your home, car, and boat.

  • Claims like libel, slander, defamation of character, and invasion of privacy.

  • Legal defense costs like attorney fees and other charges associated with lawsuits.

  • Liabilities that happen outside the United States.

An umbrella insurance policy is a valuable addition to any auto, homeowners, or other policy for extended personal liability protection.

In today’s world, anyone can face a lawsuit, even if you’ve done nothing wrong. That’s why it’s more important than ever to consider adding an umbrella policy as an extra layer of protection for your assets – and your peace of mind.

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