Commercial auto insurance helps protect you and your employees on the road while using company-owned vehicles for business. This crucial coverage can help pay for property damage and medical expenses for anything from a fender bender to a fatal accident.
Protect your company's valuable assets and ensure the safety of your employees with our comprehensive business auto solutions. Our coverage is tailored to safeguard your vehicles and provide greater peace of mind for your team.
Tools and materials inside your commercial vehicle at the time of an accident are not covered under your commercial auto insurance policy. You would seek coverage for these items under your commercial property policy.
Typically, all of your business employees with a valid license would be covered under this policy as additional insureds, as long as they’re driving a covered company vehicle.
You’ll need commercial auto insurance if you or your employees are using a company vehicle for business reasons. Personal auto insurance is needed when you or your family are driving your car for personal reasons, including commuting to and from work. Commercial auto insurance usually offers higher limits and liability coverage than a personal auto insurance policy.
Business income insurance coverage is designed to help your company replace lost income if it cannot operate due to covered property damage. It is also known as business interruption insurance or income protection insurance. For instance, if your business cannot operate and generate revenue due to fire damage, this insurance will cover your lost income until you can reopen. It can help you pay for operating expenses that your business incurs even when it is not operating, such as payroll and monthly bills.
Collision Insurance
Comprehensive Insurance
Liability Insurance
Uninsured Motorist
Underinsured motorist coverage
Most states require commercial auto insurance if your business uses company vehicles. We can help if you have questions or wonder if you need commercial auto insurance.
Typically, contractor-based businesses such as landscapers, electricians, carpenters, and some construction jobs will have a higher monthly fee than other professions. Other factors can influence the cost if your auto insurance coverage, such as the:
You can get a free quote for business insurance online today. Our company has been helping small businesses get the coverage they need for over 25 years. Save time and protect your business with our reliable insurance services.
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